How You Can Claim Personal Injury Insurance After A Car Accident

How You Can Claim Personal Injury Insurance After A Car Accident

Accidents often bring with them, personal injuries. In such a case, a personal injury insurance claim in Texas can help greatly. Car Accidents happen every day which contributes to more than 1 million deaths worldwide. In situations where there are no fatalities, injuries are a very likely probability. Injuries, whether major or minor in nature, need to be addressed. This can lead to expensive hospital bills or even a hurdle in earning future income if the injury is severe or permanent in nature. That’s why personal injury insurance is such an important consideration.

Personal injury insurance in Texas might sound like a very complicated procedure. However, it isn’t. In case you are ever involved in a car accident, you can go with the following steps to ensure things work in your favor:

At the Time of The Accident:

Once an accident has happened, these steps are critical because the correct details must be recorded. Even though it’s a good way to go by being positive, diagnosing the damage for what it really is, is necessary.

These steps are as follows:

  1. Validate the safety of all the people involved in the accident. If there is any individual(s) who has suffered an injury, regardless of being major or minor in nature, call for an ambulance and the police immediately.
  2. Make sure that all physical injuries are properly recorded by a recognized physician. Major and minor injuries, both
  3. Even if there is no one who has suffered injuries, request the presence of a police officer who can create the police report. This report is a crucial part of the accident as it’ll identify which driver is at fault.
  4. Be sure to get the relevant details of all drivers involved. These details include:
  • Personal details (Names, addresses, mobile numbers, emails)
  • Driver’s license number
  • Vehicle registration and insurance information

Be sure to acquire the contact details of any eyewitnesses at the scene of the accident as well.

Evidence Will Greatly Help in Your Personal Injury Insurance Claim:

Another important component in this scenario is evidence. The more evidence you can accumulate at the time of the accident, the better. The evidence you acquire can most definitely help in your personal injury claim. Some ways to go about acquiring evidence at the time of the accident is as follows:

  • Photos and Videos are a very good way to go about accumulating evidence. The more visual documentation you have, the better it will help in your case. Bear in mind that these photos and videos should include all the vehicles involved as well as any other elements which may have led to the accident.
  • You can also document via photos or videos, environmental elements such as the weather, lighting, or even document the road conditions.
  • It’s generally a good idea to not take statements from witnesses who are supporting the other driver instead of you as these statements can be held against you.

Medical Attention:

After leaving the scene of the accident, the best thing to do is to seek out medical attention immediately. The following guidelines must be adhered to in case of an accident:

  • Do not delay in seeking out medical attention.
  • Be sure to report and address all your injuries. This includes all major and minor injuries. Also, mention to your physician that you were involved in a car accident.
  • Follow all the medical protocols prescribed by the physician. This also includes medication and follow-up sessions.
  • In case you feel that the treatment prescribed by your physician is ineffective, feel free to reach out for a second opinion from another medical practitioner.

If you don’t reach out for medical attention immediately, you must bear in mind that it can affect your personal injury insurance claim. Some injuries require early reporting (such as a whiplash injury).

Get in Touch with the Right Personal Injury Lawyer:

The next step for this particular situation is to reach out to the right personal injury lawyer who can help you and take the necessary steps and file for an injury insurance claim. Once the claim has been filed, the driver who is at fault will be obligated to meet your treatment costs.

Contact Us:

Brent Coon and Associates can help you in providing the help that you deserve and assist in your personal injury insurance claim in Texas. We are known to handle clients with the utmost care and importance. Instead of dealing with the hassle of accumulating evidence and presenting them to the relevant parties, our lawyers can do that for you. Get in touch with us for further details about our services and what we can do for you.

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